Dollar Denominations - Which Foreign Bills to Take in Exchange Offices.
If you regularly buy American currency for savings or payments, it’s useful to know which dollar bills are best to use for specific situations. Often, Ukrainians are sold the 100-dollar denomination, but it is not always convenient to take it on trips.
The website Novyny.LIVE explains which denominations of dollars should be in the wallets of currency buyers.
Which Bills Are Best for Ukrainians to Buy
The answer to this question depends on a person's needs. For example, if your goal is to hold foreign savings, it's better to accumulate the 100-dollar bill — the largest denomination in the American financial system. Exchange offices and banks will easily give out these bills, they are more convenient to store, and they take up less space in a safe.
On the other hand, if you are planning a trip abroad, it’s worth stocking up on smaller denominations — from 1 to 50 dollars, as well as cents. They are convenient for making purchases in stores and establishments, paying for public transport, etc. Part of the funds can be deposited into a bank account, while the rest can be exchanged for smaller bills.
Another point is large purchases. When you need to pay for household appliances, a vehicle, or even real estate, no one gives out 10-dollar bills. In such cases, the largest denomination will come in handy, so consider your own needs when ordering currency from an exchange office.
What Will Happen to the Dollar Exchange Rate in the Near Future
At the end of July 2025, the hryvnia strengthened slightly against the dollar. The official exchange rate, calculated by the NBU for Monday, July 21, was set at 41.75 UAH/USD. Journalist
Novyny.LIVENastya Reйn learned from the head of the analytical department of the national interest protection network 'ANTS' Illya Neskhodovsky what to expect in the currency market in the near future.
'The National Bank is maintaining the dollar exchange rate, having the largest gold and foreign exchange reserves. There will be no significant devaluation of the dollar or substantial strengthening. Fluctuations will be between 41-42 UAH/USD. It may strengthen slightly, by 50 kopecks, but certainly not higher.' — Neskhodovsky noted.
In other words, Ukrainians should not rush to exchange offices for currency after every minor fluctuation in the dollar-euro pair, hoping for further increases. Ordinary citizens, as well as importers and exporters, can calmly plan their activities with minimal financial risks in July 2025.
What Else Should Ukrainians Know
Let’s recall that Ukrainians in obvious places. Robbers primarily look for money in cabinets, on bookshelves, in drawers, etc. Plus, it is not recommended to keep foreign bills in places with high humidity to avoid mold.
We also noted that the National Bank distinguishes — heavily worn, genuine, and counterfeit. Only cash can be used to make payments, and the rest will have to be sent for collection or investigation.
This article discusses which dollar bills are better to buy for various needs: from saving to traveling and making large purchases. It also provides information regarding the forecast of the dollar exchange rate for the future, helping Ukrainians plan their financial activities according to circumstances. At the end of the article, tips are provided on how to store foreign currency to avoid risks and inconveniences.
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